Managing your personal and business finances has never been easier thanks to the FAB Payment Prepaid Card (PPC FAB) from First Abu Dhabi Bank (FAB). This prepaid card is reloadable and designed to make your daily transactions easier, more secure, and more controllable. You don’t need a traditional bank account to use it. Let’s look at what makes the PPC FAB such a useful financial tool.

A closer look at the FAB Payment Prepaid Card

The FAB Payment Prepaid Card is a smart financial tool issued by First Abu Dhabi Bank. It is a flexible alternative to conventional banking. It’s great for paying employees, keeping track of personal spending, and for different types of businesses. Another advantage is that anyone can get and use it, even if they don’t have a traditional bank account.

Key Features: Get convenient and stay in control!

The PPC FAB has many features that make it easy to use and keep secure.

• No Bank Account Required: This card makes it easy for anyone to access money, so there's no need to open a bank account.
• Ready for Immediate Use: You don't need to activate it; the card is ready to use as soon as it's issued.
• Transparent Fees: You can relax knowing you won't be charged any hidden fees. There are no monthly or annual fees, and you won't be required to keep a minimum balance..
• Customizable PIN: Set or change your card's PIN at any ATM to make it more secure for yourself.
• Flexible ATM Access: Take out money from ATMs in your country and in other countries so that you can use it however you like wherever you go.
• Wide Acceptance (POS and Online): You can use the card at most stores and online. It has OTP protection, which makes it safe for online shopping.
• 24/7 Online Access: You can use the FAB Prepaid Portal or the Mobile App to check your balance, see your transaction history, and manage your card controls.
• Advanced Security with EMV Chip & OTP: You can rest assured that your card is protected against fraud thanks to the EMV Chip, which prevents skimming, and OTPs for safer online payments.

Versatile Use Cases

The FAB Payment Prepaid Card is useful in many situations:

• For Individuals:It's a great way to get your salary, manage your daily expenses, and safely shop online and in stores.
• For Businesses: This card makes payroll easier, simplifies travel allowances, and provides an efficient method for petty cash distribution. Businesses can also benefit from the convenience of bulk issuance and reloading of cards via their dedicated corporate portal.

Checking Your Balance Made Simple

It's easy to keep track of your card's balance. There are several ways to do this:

• Online Portal: Just enter your card number and the last two digits of the card on the online portal to see your balance right away.
• FAB Mobile App: The easy-to-use FAB Mobile App lets you check your balance and see your past transactions wherever you go.

• FAB ATMs: You can get free balance inquiries and PIN services at any First Abu Dhabi Bank ATM.
• Customer Support: If you need help, you can contact customer support in the UAE at 600 525 500 or internationally at +971 2 6811511.

Robust Security & Controls

The PPC FAB prioritizes your financial security:

• EMV Chip Protection: The EMV chip on the card works like a security guard, protecting against card skimming.
• OTP for Online Payments: One-Time Passwords make online shopping safer.
• Instant Card Blocking: If you lose your card or it's stolen, you can block it right away to stop anyone from using it.
• Corporate Dashboard: A corporate dashboard makes it easy for businesses to monitor and control their card usage. This helps them comply with rules and manage their expenses efficiently.

Convenient Reload Methods

Reloading your FAB Payment Prepaid Card is easy, with many options to suit your preference:

• ATM Cash Deposit: You can put cash on your card at any ATM.
• Online Transfer: Transfer funds easily from your current FAB account.
• In-Branch Top-Up: You can easily add money to your card at any First Abu Dhabi Bank branch.
• Corporate Batch Upload: Businesses can efficiently reload multiple employee cards through a corporate batch upload system.

How to Apply: Simple Steps for Individuals and Businesses

The process of getting your FAB Payment Prepaid Card is simple and easy.

• For Individuals: Just visit any FAB branch with your Emirates ID to apply.
• For Businesses: Contact FAB Business Banking, submit the required documents, and then request cards for your employees.

Dedicated Support

First Abu Dhabi Bank is committed to providing comprehensive support for PPC FAB users:

• Online Help and FAQs: Access a wealth of information and answers to common questions through the online help section.
• Phone and Branch-Based Support: Receive personalized assistance through dedicated phone lines and at any FAB branch.
• 24/7 Mobile and Portal Access: Enjoy constant access to card management tools, ensuring you are always in control of your finances.

The FAB Payment Prepaid Card truly stands out as a flexible, secure, and convenient financial tool, catering to the diverse needs of individuals and businesses across the UAE.