Prepaid cards are a useful and easy-to-use way for people to manage their money. Prepaid cards are different from standard credit or debit cards linked to a bank account. With a prepaid card, you can only spend what you load onto the card. This makes them a useful way to manage your money. The advantages of using a prepaid debit card

These cards have lots of advantages. For example, anyone can get one, even if they have a poor or no credit history. This means that people can get used to being responsible with money without affecting their credit scores. The cards also help people to manage their money, because they can only spend the amount that they put on the card. 2025’s best prepaid credit and debit cards
You can get prepaid cards in different forms. They can be used for general purchases, or for specific things like business expenses, healthcare, and government benefits. Prepaid cards are flexible, convenient, and secure. You can use them anywhere that accepts major card networks. This means you can get your wages, benefits, and payouts easily, even if you don’t have a traditional bank account. Mastercard Prepaid Cards
If you want to control how much you spend, manage what your employees spend, or simply need a safe way to pay, prepaid cards can be a practical alternative to traditional banking products in today’s digital economy.
Why Use Prepaid Cards?
Prepaid cards let you do many different types of transactions. Organizations can also use them for various purposes.
Banking made simple

DWallet Prepaid Card
Get a welcome bonus equal to your first-year membership fee, complimentary access to over 1,000 airport lounges*, and up to four discounted movie tickets each month.

Ratibi Prepaid Card
Get a welcome bonus equal to your first-year membership fee, complimentary access to over 1,000 airport lounges*, and up to four discounted movie tickets each month.

Payment Prepaid Card
Get a welcome bonus equal to your first-year membership fee, complimentary access to over 1,000 airport lounges*, and up to four discounted movie tickets each month.

Prepaid Gift Card
Get a welcome bonus equal to your first-year membership fee, complimentary access to over 1,000 airport lounges*, and up to four discounted movie tickets each month.

Multi-Currency Prepaid Card
Get a welcome bonus equal to your first-year membership fee, complimentary access to over 1,000 airport lounges*, and up to four discounted movie tickets each month.
FAB General Purpose Prepaid Cards
FAB General Purpose Prepaid Cards are a smart and secure reloadable prepaid card in the UAE, offering a flexible way to manage everyday expenses without the need for a traditional bank account. Issued by First Abu Dhabi Bank (FAB), these cards can be easily loaded with funds and used for cashless payments, secure online shopping, bill payments, travel, and in-store purchases worldwide. Accepted at ATMs, POS terminals, and e-commerce platforms, FAB prepaid cards provide both convenience and peace of mind by eliminating the risks of carrying cash. With easy reloading options and global acceptance, they are an ideal choice for individuals looking for a reliable prepaid card solution in the UAE—whether for personal use, budget control, or as a practical gift card option.

Government Advanced Individual Card
This is a personalized prepaid Visa Platinum card with a five-year validity period. It is issued for AED 25, which is deducted from the first load. It requires KYC but not a bank account. It allows a balance of up to AED 75,000. It supports government and merchant payments. It includes Visa Platinum offers.

Government Silver Corporate Card
Corporate Visa card with 5-year validity, AED 25 issuance fee (deducted from first load), no bank account needed but KYC/KYB required; usable for government and merchant payments, supports balances up to AED 2,500,000, and includes Visa offers.

Government Black Corporate Card
The Government Black Corporate Card is a corporate card with a five-year validity, issued at a cost of AED 25 (deducted from the first load). It requires KYC/KYB registration but no bank account, allows a maximum balance of AED 10,000,000, and can be used exclusively for government transactions.
Abu Dhabi Pay Prepaid Cards
Offered by First Abu Dhabi Bank (FAB), Abu Dhabi Pay Prepaid Cards serve as a secure and convenient alternative to traditional banking, streamlining payments for individuals and corporations across the emirate. Users can load a specific amount of money onto these prepaid cards, which can then be used for transactions, thereby preventing the risk of accumulating debt. They are particularly beneficial for individuals without a bank account, providing a simple way to receive salaries and manage expenses. They are widely used for government-related transactions in Abu Dhabi. Certain cards can also be used for retail payments and cash withdrawals at ATMs once a full KYC (Know Your Customer) process has been completed. The cards usually have a long validity period and can easily be loaded and reloaded through various channels, including cash deposit machines, online banking and mobile apps.

Abu Dhabi Pay Diamond Individual Card
The card has no issuance, loading, or reloading fees and can be used for Abu Dhabi Government transactions as well as other merchants. It is valid for five years, with a maximum balance of AED 75,000. A personalized card requires KYC (Know Your Customer) registration, but no bank account is needed.

Abu Dhabi Pay Elite Corporate Card
The corporate card has no issuance, loading, or reloading fees and can be used for Abu Dhabi government transactions as well as purchases from other merchants. It has a validity of five years and a maximum balance of AED 2,500,000. Corporate cards require KYC/KYB (Know Your Customer/Know Your Business) registration, but no bank account is necessary.

Abu Dhabi Pay Excellence Corporate Card
The corporate card offers no issuance, loading, or reloading fees and can only be used for Abu Dhabi Government transactions. It has a validity of five years and a maximum card balance of AED 10,000,000. Corporate cards require KYC/KYB (Know Your Customer/Know Your Business) registration, and no bank account is needed.
RAK Pay Prepaid Cards
RAK Pay Prepaid Cards are a useful way to pay in the UAE. They are safe and easy to use. These cards, including options like the Wafer Individual Card and Al Ruzmah Corporate Card, are not linked to a traditional bank account. This means that they can be used by more people. They are designed for easy use, with a pre-loaded balance that allows for transactions and ATM withdrawals while preventing overspending. The cards are especially useful for government payments in Ras Al Khaimah, but you can also use them to buy a variety of other things, both online and in shops, wherever Mastercard is accepted. It’s easy for users to manage their finances by tracking their transactions through a special app. They can also reload their cards at various locations, often for free. The cards have security features, such as chip and PIN technology, to make it safe to use. This makes RAK Pay cards a practical solution for both individuals and businesses.

Al Ruzmah Corporate Card
Corporate cards cost AED 30 (deducted from the first load), require KYC/KYB registration without a bank account, have a five-year validity, and a maximum balance of AED 2,500,000.
UAQ Pay Prepaid Cards
UAQ Pay Prepaid Cards, offered by First Abu Dhabi Bank (FAB), are a new way to pay. They are for people and businesses to make transactions easy when using Umm Al Quwain government services and with different shops across the UAE. You don’t need a bank account to get these cards, and you can easily add money to them whenever you like. This makes them easy for anyone to use, even people who don’t have a traditional bank account. There are two types of card: the PayRow Individual Card for personal use and the PayBlue Corporate Card for business transactions. The corporate card can only be used for transactions with the UAQ Government. Both cards have lots of useful features and can be used for Umm Al Quwain government transactions as well as with other shops. This means that users can make payments in a way that is both easy and safe, and they don’t need to use cash. The cards are a useful way to manage your money, especially if you do a lot of transactions with the government or like the way prepaid cards help you budget.

PayBlue Corporate Card
The corporate card, which has a five-year validity and a maximum balance of AED 10,000,000, incurs an issuance cost of AED 30, deducted from the first load. It can only be used for UAQ Government transactions by corporates and requires KYC/KYB (Know Your Customer/Know Your Business) registration, with no bank account necessary.
AjmanPay Prepaid Cards
AjmanPay is a smart digital payment platform designed to unify government service payments and collections in the Emirate of Ajman, United Arab Emirates. The system offers prepaid cards for both individuals and businesses, making transactions safe and easy. These cards, issued by First Abu Dhabi Bank (FAB) and operated by Magnati, eliminate the need for cash payments for government fees and other services. You can easily add money to your account in different ways, like through the AjmanPay mobile app, direct debit, or credit cards. The cards are valid for five years and can be used for many different transactions, not just government services. This depends on the type of card and whether the user has completed the Know Your Customer (KYC) registration. The AjmanPay system aims to improve efficiency, reduce risks associated with cash handling, and provide a smooth financial experience for residents and businesses in Ajman.

AjmanPay Advanced Individual Prepaid Card
The personalized Visa Platinum card, valid for five years, requires KYC registration but no bank account. It has a maximum balance of AED 75,000, supports government and merchant transactions, offers Visa Platinum deals, and is available for individuals with a minimum monthly income of AED 15,000, with free card issuance.

AjmanPay Silver Corporate Prepaid Card
The corporate card costs AED 25, which is deducted from the first load, and requires KYC/KYB (Know Your Customer/Know Your Business) registration, with no bank account needed. It has a validity of five years and a maximum card balance of AED 2,500,000. The card can be used for government transactions and other merchant payments by corporates, and Visa deals and offers are applicable.














