First Abu Dhabi Bank (FAB) offers a wide range of credit cards tailored to diverse needs—cashback, travel, lifestyle, rewards, and co-branded options—each packed with perks like air miles, discounts, and flexible payments. With strong digital services, easy applications, and customer support, FAB stands out as a leading credit card issuer in the UAE.
FAB credit cards deliver exceptional value through multiple key benefits that enhance the banking experience. Customers enjoy attractive cashback opportunities on everyday purchases, comprehensive travel rewards that include air miles and exclusive perks, diverse lifestyle offers spanning entertainment and shopping, and flexible easy payment plans that make large purchases more manageable.
The bank’s commitment to excellence in financial services extends beyond traditional banking, creating a robust FAB digital ecosystem that seamlessly integrates online banking capabilities with modern payment solutions. This approach positions FAB as a pioneer in UAE banking, consistently delivering monetary instruments that align with contemporary lifestyle demands.
Understanding FAB Credit Card Categories
Cashback Cards
FAB Cashback Credit Card
FAB’s cashback credit cards offer a smart way for frequent spenders to earn money back on everyday purchases. By providing percentage-based returns across spending categories, these cards turn routine expenses into valuable savings.
du Credit Card
The DU Credit Card showcases the value of strategic partnerships by offering telecom-specific rewards. It showcases FAB’s ability to provide industry-specific financial solutions.
FAB SHARE Card
The FAB SHARE Card provides instant savings and exclusive discounts through partnerships with retailers. It enhances the shopping experience by leveraging strategic partnerships with merchants.
FAB Blue Credit Card
The FAB Blue Credit Card provides essential features and exclusive lifestyle deals. As an entry-level option within the FAB credit card range, it provides solid value to users.
Lifestyle Cards
FAB Z Card
Designed for accessibility, the FAB Z Card has a low salary requirement and targets younger users with lifestyle and streaming benefits. It offers digital entertainment perks alongside the trusted quality and security of FAB products.
FAB GEMS World Credit Card
The FAB GEMS World Credit Card is more than just a payment tool. It’s your gateway to a lifestyle filled with exclusive rewards, premium privileges, and unforgettable experiences. It’s an excellent choice for those looking to maximize returns on regular expenses.
Manchester City Titanium Credit Card
The FAB Manchester City Titanium Credit Card, issued by First Abu Dhabi Bank, is the official affinity card of Manchester City FC. It is available to UAE residents who are at least 21 years old and earn a minimum of AED 5,000 per month. There is no annual fee, and the subscription is free for life.
FAB Travel Card
Travel Cards
Ideal for frequent travelers, FAB’s travel cards offer perks like free airport lounge access, travel insurance, and discounts on foreign currency conversion. Users also earn air miles with every purchase, which can be redeemed for discounted or free flights.
Etihad Guest Cards
These cards offer Etihad Guest miles and standard credit card benefits. Through this partnership, frequent flyers can earn miles faster while accessing full banking services.
Rewards Cards
FAB Elite Card
The FAB Elite Card offers affluent customers top-tier perks and extensive travel benefits. With exclusive lounge access, enhanced travel insurance, and premium lifestyle services, it is FAB’s most prestigious credit card.
FAB Rewards Indulge Card
This card offers FAB Rewards earnings and premium perks, such as airport lounge access. Cardholders can earn points and enjoy exclusive services simultaneously.
Other Credit Cards
Classic Credit Card
Enjoy international medical and travel assistance, high credit limits, and exclusive loyalty benefits—all designed for your convenience and peace of mind.
Abu Dhabi Titanium Credit Card
Enjoy a complimentary upgrade when you rent with Avis worldwide, get 20% off three Careem rides each month, and access airport lounges across the Middle East.
Abu Dhabi Platinum Credit Card
Get a welcome bonus equal to your first-year membership fee, complimentary access to over 1,000 airport lounges*, and up to four discounted movie tickets each month.
Standard Credit Card
Earn up to 2.5 FAB Rewards for every AED 1 spent, along with high credit limits and exclusive loyalty benefits.
Al-Futtaim FAB Platinum Credit Card
You’ll get 5% cash back when you spend at Al-Futtaim stores. For every AED 1 you spend, you’ll get 10 FAB Rewards. You’ll also get two free airport transfers every year and up to 12 months of 0% interest on your balance transfer.
Abu Dhabi Platinum Credit Card
Earn 5% cashback as Al-Futtaim FAB Rewards on every AED 1 spent at Al-Futtaim stores like IKEA, ACE, M&S, Toys R Us, and Toyota. You can pay for your purchases in easy installments at Al-Futtaim outlets. You can also transfer your balance to a new card at no interest for up to 12 months.
FAB Rewards Elite Credit Card
Every time you buy something, you can help the environment and earn 10 FAB Rewards for every dirham you spend at stores that are good for the environment.
FAB Rewards Infinite Credit Card
Easily boost your FAB Rewards by earning more through spending and gaming while enjoying exclusive benefits.
FAB Rewards Platinum Credit Card
Enjoy exciting benefits and maximize your FAB Rewards with every spend—earning has never been this fun!
FAB Rewards Signature Credit Card
Earn more FAB Rewards while enjoying exclusive travel perks, lifestyle benefits, and special discounts—all in a fun and rewarding way.
Ferrari Infinite Credit Card
Spend money and you could win a trip to Italy and other great prizes, like exclusive experiences with Ferrari. You’ll also get access to over 1,000 airport lounges around the world and special golf rewards.
Ferrari Signature Credit Card
Spend money and you could win a trip to Italy and other special experiences, like using Ferrari airport lounges worldwide and getting premium golf rewards.
Masdar Infinite Credit Card
Demonstrate your dedication to a more sustainable future by making an automatic contribution to the FAB Masdar Green Fund, which supports significant green initiatives. Earn First Green points and redeem them for eco-friendly products and services.
Masdar Platinum Credit Card
Show your commitment to a greener future by setting up an automatic contribution to the FAB Masdar Green Fund, which supports eco-initiatives. Earn First Green points that you can redeem for eco-friendly products and services.
LIC Rewards Card
Life insurance is a financial product that provides beneficiaries with a payout upon the policyholder’s death. It offers loved ones security and peace of mind.
Real Madrid World Elite Credit Card
Immerse yourself in a world of exclusive, VIP football experiences paired with premium lifestyle benefits. These experiences are crafted for the ultimate fan and luxury seeker.
Real Madrid Platinum Credit Card
Experience the world like a football star with our exclusive co-branded card, designed for those who travel in style and confidence.
Aldar Academies Visa Platinum Credit Card
The Aldar Academies Visa Platinum Credit Card was designed to support students’ education and offer parents convenience and peace of mind.
Manchester City Infinite Credit Card
True supporters can enjoy exclusive Manchester City experiences, exciting prizes, year-round benefits, and fan discounts—all in one place.
du Platinum Credit Card
Get 10% cash back when you pay all your utility bills at once — a smart way to save money while staying connected.
FAB Elite Infinite Travel Card
Enjoy endless redemption options with over 800 airlines, 500,000 hotels, and car rentals. Plus, receive travel perks like miles transfers, exclusive discounts, and no international transaction fees.
FAB Infinite Travel Card
Enjoy a seamless and rewarding travel experience with free airport lounge access, complimentary hotel nights, and zero foreign transaction fees.
FAB Signature Travel Card
Enjoy free access to airport lounges, hotel nights, the absence of foreign transaction fees, and flexible redemptions across over 800 airlines, 500,000 hotels, and car rentals, as well as travel perks like transferring miles and receiving exclusive discounts.
FAB Low-Rate Credit Card
Enjoy the most affordable card you’ll ever own. It’s designed with low interest rates to help you save more every day.
Comprehensive Card Features Comparison
When evaluating FAB credit cards, several key factors differentiate the various offerings:
Different cards cater to various income levels, ensuring accessibility across economic segments. The salary thresholds are designed to match card benefits with customer spending capacity.
Most FAB cards offer annual fee waivers based on spending thresholds or account relationships. This approach ensures that active users can enjoy premium benefits without additional costs.
The earning rates vary significantly across card types, with some focusing on specific categories while others provide broader earning opportunities.
Premium cards include comprehensive travel benefits such as airport lounge access and air miles earning, while basic cards focus on essential travel insurance coverage.
Entertainment benefits including movie ticket discounts, shopping deals, and dining offers are distributed across the card portfolio to match different lifestyle preferences.
Application Process: Your Path to FAB Credit Card Ownership
Eligibility Criteria: Meeting the Requirements
FAB credit card applications require UAE residency, which is typically mandatory for all card types. The minimum salary requirements vary per card, with entry-level cards requiring lower income thresholds while premium cards demand higher earning capacity.
Required Documentation: Streamlined Application Process
The application process requires essential documents including a valid Emirates ID and salary certificate or bank statement. This Emirates ID-based instant card approval system demonstrates FAB’s commitment to efficient processing while maintaining security standards.
Application Channels: Multiple Access Points
Customers can apply through various channels including the comprehensive online form, in-person visits to FAB branches, or through dedicated phone support. Each channel provides complete application assistance while accommodating different customer preferences.
Video Tutorial Availability
FAB provides official video tutorials that guide customers through the application process, ensuring clarity and reducing application errors while improving overall customer experience.
Current Promotions and Exclusive Offers
FAB consistently delivers value through ongoing promotional campaigns that enhance the credit card experience. Current offers include buy-one-get-one movie tickets that make entertainment more affordable, exclusive discounts on football tickets for sports enthusiasts, and seasonal shopping deals that align with major retail periods.
The bank’s strategic partnerships with major brands like Etihad and du create exclusive tie-up offers that provide additional value beyond standard card benefits. These collaborations demonstrate FAB’s commitment to creating comprehensive lifestyle solutions.
Customer Support Excellence Assistance
FAB’s customer support infrastructure includes a dedicated Contact Center serving both UAE-based and international customers. In-person branch services provide face-to-face assistance for complex inquiries, while email and contact form options accommodate customers who prefer written communication.
The multi-channel support approach ensures that customers can access assistance through their preferred communication method, maintaining FAB’s commitment to customer satisfaction and service excellence.
Advanced Features and Unique Attributes
FAB credit cards incorporate advanced features that distinguish them within the competitive landscape. The magnetic strip technology ensures broad acceptance, while the card number security features provide enhanced protection against fraud.
Unique attributes include specialized Etihad Guest miles earning capabilities that accelerate frequent flyer benefits, discounted utility bill payments that extend value beyond traditional spending categories, and localized merchant offers in UAE that reflect deep market understanding.
The integration with Mastercard Priceless Arabia creates access to exclusive experiences and offers throughout the region, while partnerships with Global Blue facilitate tax-free shopping benefits for international travelers.